Sued for a Credit Card or Business Debt in Texas?
Don’t ignore that lawsuit. You have legal rights—and we’ll help you use them.
What We Do — texas Consumer & Business Debt Defense
We help individuals and businesses in Texas fight unfair debt collection practices and lawsuits. Our legal team works to protect your rights and resolve debt issues with confidence.
- Lawsuit Defense for Consumers and Business Credit Accounts
- Challenge Debt Buyer Evidence and Chain of Custody
- Flat-Fee Representation with No Surprise Billing
- We Appear on Your Behalf in Most Texas Courts
- Defense for Personal Guarantees on Business Credit
Why choose us
We’re committed to delivering honest, effective, and affordable legal solutions
tailored to your unique situation.
Personalized Legal Strategy
We craft a legal approach tailored to your financial situation — no one-size-fits-all, only what works for you.
Free Initial Consultation
Get expert legal insight with no upfront cost. We’re here to listen, assess, and guide you forward.
Experienced Debt Attorneys
Our legal team brings years of focused legal experience. You get trusted professionals on your side.
No Hidden Costs
Transparent pricing from the start — no surprises. You’ll know exactly what you’re paying for and why.
Proven Track Record
We’ve successfully helped countless clients win cases. Our results speak louder than words.
Compassionate Communication
We keep you informed at every step in simple terms. Legal help with the care and clarity you deserve.
What Our Clients Say
Real stories from real clients. See how our legal support has made a difference in the
lives of individuals and businesses alike.
Lawsuit Timeline
Understand the legal process from start to finish. Here’s a clear breakdown of what to expect at each stage of your debt lawsuit journey.
- You’re served with a lawsuit
- You have 14–20 days to file an answer
- If no response, a default judgment may be entered
- We file your response and begin building your defense
- We negotiate, settle, or go to trial—whatever is best for you
ABOUT THE FIRM
Based in Dallas and led by Attorney Avia Rice Gauthier, our firm is built on compassion, courage, and competence.
We’ve helped hundreds of Texans resolve legal issues, and we’re now expanding our focus to help individuals and businesses defend against debt lawsuits.
Frequently Asked Questions
What should I do if I receive a debt collection lawsuit?
If you’ve been sued, don’t ignore it. Responding promptly is crucial to protect your rights. Our firm can review your case and help you prepare a strong defense.
Can I settle my debt without going to court?
Yes, in many cases we can negotiate a favorable settlement with creditors before a court appearance is necessary, potentially reducing the total amount owed.
Will hiring a lawyer really make a difference in my case?
Absolutely. Our attorneys understand consumer rights laws and can often get cases dismissed, debts reduced, or judgments avoided entirely.
What does it cost to work with your law firm?
We offer flat, transparent pricing with no hidden fees. You’ll know exactly what to expect — no surprises.
How long does the debt defense process take?
The timeline varies depending on the case, but we aim for a quick turnaround and keep you informed every step of the way.